Mesothelioma is a form of cancer which occurs in thin membranes (called the mesothelium) lining the chest, lungs, abdomen and sometimes the heart. Although quite rare, mesothelioma symptoms strike more than 200 people each year in the United States. The majority of mesothelioma cases are directly linked to asbestos exposure.
Because of the long latency period of mesothelioma, the average age of patients is between 50 and 70 years. Mesothelioma affects men most due to the high exposure of asbestos in industrial typed jobs. Mesothelioma symptoms include respiratory problems, shortness of breath, continual cough and pneumonia. Other mesothelioma symptoms include weight loss, abdominal problems and swelling. In some mesothelioma patients, the mesothelioma symptoms are quite muted, making it hard for mesothelioma doctors to diagnose.
Mesothelioma doctors specialize in the study, research, and treatments of Mesothelioma cancers.
Mesothelioma (or the cancer of the mesothelium) is a disease in which cells become abnormal and replicate without control. During Mesothelioma, these cells will invade and damage tissues and organs. Mesothelioma cancer cells can spread throughout the body causing death.
Mesothelioma treatments and Mesothelioma clinical trials and tests
There are many mesothelioma treatment options available. Treatments include surgery, radiation therapy and chemotherapy and the mesothelioma treatment depends on the patient’s age, general health and stage of the cancer. There has been much mesothelioma research conducted throughout the past two years to find new treatment methods. Click here to read more about mesothelioma treatment techniques.
Through mesothelioma research, The National Cancer Institute has sponsored mesothelioma tests and clinical trials that are designed to find new treatment methods. Because of the increase in number of mesothelioma cases in the United States, both governments have increased funding for mesothelioma research. Mesothelioma research and clinical trials have been successful in developing new techniques to fight this cancer and the outlook for more advanced mesothelioma treatments is promising.
Surgery is the most common treatment method for malignant mesothelioma. Tissues and linings affected by mesothelioma are removed by the doctor and may include the lung or even diaphragm.
A second mesothelioma treatment method is radiation therapy through the use of high energy x-rays that kill the cancer cells. Radiation therapy can be outside or inside the body.
A third mesothelioma treatment method is chemotherapy. Through pills or drugs through needles, chemotherapy drugs are used to kill cancer cells.
A new mesothelioma treatment method is called intraoperative photodynamic therapy. In this treatment, light and drugs are used to kill cancer cells during surgery for early stages of mesothelioma in the chest. Although there are numerous treatments and drugs for mesothelioma, doctors are losing the battle against this deadly disease. Most mesothelioma treatments involve old techniques combined with different drug cocktails. However, in most cases, these mesothelioma treatments have many side effects including organ damage, nausea, increase in heart failure etc. The rush to find a more effective mesothelioma treatment or even cure is ongoing at numerous clinical labs across the nation. Let's hope that the mesothelioma treatments will one day erradicate mesothelioma cancer and asbestosis.
With an abundance of information on the Internet, Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com]) has consolidated the most important issues surrounding Mesothelioma, Mesothelioma doctors and symptoms, Mesothelioma treatment, Mesothelioma research and tests.
At [http://www.mesothelioma-cancer-and-asbestos.com], the website contains useful resources on Mesothelioma lawyers and attorneys, as well as causes by asbestos exposure, asbestos removal, asbestos attorneys and lawsuits, and asbestos cancer. Patients stricken by Mesothelioma and their families require support and current information. Mesothelioma Online Resources hopes to educate and give hope to survivors and victims.
Mesothelioma is such a harsh disease. Not only does it take years for symptoms to appear, but there are limited treatements and drugs that will prolong the lives of workers stricken with mesothelioma. In many cases, the death rate of mesothelioma is unfortunately very high. However, with increased funding in mesothelioma research through the government and private grants, the outlook for a mesothelioma cure is quite possible. In the meantime, mesothelioma support groups and local discussions provide the ongoing support for mesothelioma patients.
Mesothelioma Cancer and Asbestos ([http://www.mesothelioma-cancer-and-asbestos.com])is your source for mesothelioma and asbestos information, treatments, clinical trials, attorneys, support groups and lawyers.
About the website: Michael Kenneth is a successful Internet Publisher and has researched and written on many topics for [http://www.mesothelioma-cancer-and-asbestos.com] - your complete source for mesothelioma information, mesothelioma attorneys and lawyers, mesothelioma treatments and research, asbestos exposure and removal, asbestos attorneys and legislation as well as asbestos cancer.
Whether it's a BMW or an Alto, who cares? A second hand car or a brand new one! Somehow we tend to get possessive about them even if they are not supposed to be the most expensive priced possessions we own. Now a days where everything is EMI based, affording a car ain't big deal!
No wonder we have so many cars on the roads today.
For a country like India where bad roads and traffic is still a pain, we should compulsorily renew our car insurance in order to avoid huge expenses in case of an accident. If the matter was in our hands, I am sure we wouldn’t have opted to spend on renewing the car insurance policy, even if it didn’t make much difference to our pockets. However, one good thing which the government has compelled is insurance and we are yet not obliged about it. Because..
The biggest reason people hesitate to buy insurance is rising premiums. If a car’s value is depreciating every year, why does the insurance renewal premium not lower with it? And that has not been the case for last few years. Since we have seen prices soaring instead of decreasing.
At first the IRDAI (Insurance Regulatory and Development Authority of India) proposed up to 50% increase in the third party motor insurance and later it was demonetization which paved way to GST. Increase in premium was also because the IRDAI wanted to help the insurance companies to strike a balance between number of claims made and the loss ratios of the insurers. However, there are ways where you can still manage to reduce your premium to a considerable amount without major compromise on your policy. Let's find how?
Top five ways to reduce car insurance renewal cost
Renewing policy before it expires
This is the most simplest and basic of all. In case you miss to renew your policy before it lapses then you need to buy a fresh policy. This means you will have to get the vehicle inspected plus lose out on the NCB (No claim bonus).
And no NCB means no discount on your policy. All these factors are enough for a good increase in premium.
Avoid making claims for small expenses
We are ought to get maximum 50% of NCB in case if we don’t make claim for consecutive years. NCB allows your premium to get discounted thus saving a good amount.
For example: Your car gets damaged in the parking and has a small dent. The cost for repairing the dent is lesser as compared to the NCB accumulated. Would you still want to let go of the discount by claiming a negligible amount?
And in case if you happen to make a claim, next year while renewing you might have to pay huge amount for the premium, since you have lost the accumulated bonus.
So, it's wise to think twice before claiming for a small amount which can be easily shelled from your pockets.
Buying and comparing premiums online
Right from buying groceries, home decor to expensive electrical appliances, we buy them all online. We search, compare on different websites for best deals, then why miss buying insurance policies online?
The advantage of buying an insurance policy is that you can compare premiums of different insurance companies and choose them on basis of reviews, popularity, premiums, claim settlement ratios etc.
Most importantly, the best thing about buying insurance online is that you get them all on heavy discounted rates. Hope these reasons are more than enough for you to buy a policy online.
Transferring your No claim bonus (NCB)
Not many are aware that a NCB is linked to the policyholder and not the car. Which means the NCB which gets accumulated for claim-free years, is for the benefit of the policyholder. And yes it is transferrable if you buy a new car after selling your old one!
However, always remember to get a NCB certificate for your vehicle from the insurance company, which will help you to get a discount while buying a new car policy. Also even if you are not buying a new car immediately, please transfer the NCB as the NCB retention certificate is valid for 3 years.
Mentioning correct IDV (Insured Declared Value) and other details
IDV is the value declared for your car by the insurance company and will keep depreciating by 10% on every renewal. The IDV in turn is that amount which the company will pay in case of theft or complete damage of your car.
However, most of us want a good IDV and don’t consider depreciating it every year, and that impacts the premium of your car insurance policy. Please remember to mention the correct IDV of your car which would help in optimizing your premium.
Also mentioning correct information is vital to lower the premiums. Details like your car manufacturing year, RTO region, mentioning previous claim if any impacts the premium of your vehicle insurance to a lot of extent.
With these little tips I am sure renewing your car insurance policy will not be a task anymore. And you will have an insurance cover all the time. So think wise, act wise!
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